After a car accident, you may file a claim against your Personal Injury Protection (PIP) policy to pay for the costs of treating your injuries. All auto insurance policies in Texas include PIP coverage unless you specifically decline it. But the insurance company will only pay up to the dollar limit of the PIP policy….
Knowing what to say after a car accident is essential to protecting your rights and maximizing your financial recovery. Insurance companies may use anything you say against you to deny or diminish your claim. Even well-intentioned statements such as saying you are sorry the accident occurred may be taken out of context to assign fault…
Car accident claims can vary in duration. While some settle in weeks, most require several months to over a year. A crucial determinant is the duration and scope of your medical treatment. The complete extent and cost of injuries, encompassing both current and anticipated future medical expenses, may take time to ascertain fully. Understanding the…
Texas law makes drivers financially responsible for the automobile accidents they cause. In Texas, car owners must have auto insurance with at least $30,000 of liability coverage for each injured person, up to a total of $60,000 per accident. They also must carry $25,000 of property damage liability coverage per accident. Those minimum coverage requirements…
Car accidents often result in visible injuries like deep cuts, bruising, and broken bones. But crash injuries can also cause hidden injuries, like nerve damage. Although nerve damage may not immediately cause pain or health complications, it can lead to disabling conditions with long-lasting consequences. You could be entitled to compensation if someone else caused…
While self-driving cars seem like an innovative design that can save people time, money, and hassle, they are not infallible. There are numerous pros and cons of self-driving vehicles. Although the concept offers promise, there are some recognizable problems and dangers posed by self-driving technology. Many newer cars on the road today have features that…
Is the rideshare vehicle you’re traveling in safe? Does it meet the minimum requirements set forth by Uber or Lyft? Each ridesharing company has its own standards for driver qualifications, vehicle features, and insurance. These requirements vary from state to state and even city to city. A car acceptable for an Uber driver in Louisiana may not meet…
Tension can be high on Texas roads, particularly in heavy traffic, construction zones, or inclement weather. When drivers behave aggressively behind the wheel, accidents are more likely to happen. When that aggressive behavior turns violent, the chance of a catastrophic wreck significantly increases. Knowing the difference between aggressive driving and road rage is crucial if…
Texas law requires drivers to contact the police immediately after a car accident that results in injury or death or causes disabling damage to a vehicle. Many insurers also include terms in auto policies requiring policyholders to file crash reports with the police. Police accident reports contain information about what happened in the accident, the…
A car accident can be a major source of trauma and stress— and not just immediately after the crash. The injuries stemming from a wreck may also lead to time missed at work and lost wages, leaving victims in financial distress. In Texas, you may be able to recover financial compensation for this lost income…