Should I Talk to the Insurance Company After a Car Accident?

speaking with insurance company

If you have been involved in a car accident resulting in injuries, you know there are a number of steps that you must take. One of these steps involving reporting the accident to the insurance company in order to begin the process of filing a claim.

When the accident occurs because of someone else’s negligence, you are left at the discretion of the responsible party’s insurance company. They may try to speak with you to get answers, but this isn’t done with your best interests in mind.

The Insurance Company Is Looking Out for Their Own Bottom Line

In an effort to protect their profits, the insurance company will often reach out to the injured party to seek a recorded statement. If you are on the receiving end of that request, know that they’re only doing so with the focus on helping their own case.

They want to pay out as little as possible. It doesn’t matter if you feel you’re protected in these matters; when the insurance company is faced with making a large payout for compensation, they’ll do whatever they can to avoid it.

A Recorded Statement May Be Used Against You

As a general rule of caution, you should know that the insurance company wants the recorded statement for one reason: to use the claims against you. They’re hoping that you’ll say something that removes fault from their policyholder.

If they’re successful in doing so, they can pay out a minimum payment or outright deny your claim. This would put you in a difficult position as you may be unable to receive compensation for your damages.

Don’t Talk Without an Attorney On Your Side

If you’ve been contacted by the negligent party’s insurance company for a recorded statement, know that you don’t have to speak with them alone. One of the most important things you can do to protect your own rights is hire an attorney to help speak with the insurance company on your behalf.

Having a lawyer helps you avoid making certain statements that the insurance company would try to use against you.

At the Law Offices of Troy A. Brookover, our San Antonio car crash attorney works hard to help protect your rights during a difficult time. Know that we’ve handled thousands of cases successfully, helping countless clients recover the compensation they need.

Call our firm today at 210-941-1515 to schedule your free consultation.

Troy Brookover was born and raised in San Antonio. He established the Law Offices of Troy A. Brookover so that he could make a difference in the community and help accident victims recover compensation to get back on their feet after being injured by someone else’s negligence. He brings more than 30 years of legal experience to the table, which he leverages in every case.