If an insurance claims adjuster contacts you after an accident. be careful what you say. Here are some tips to keep in mind:

• Don’t admit fault – It’s important to avoid admitting fault or apologizing for the accident. This can be used against you when determining fault. This rule also applies any time you speak to the other driver.
• Don’t agree to a recorded statement – The insurance adjuster might ask for a recorded statement. It’s best to avoid consenting to this until you’ve spoken with an attorney.
• Stick to the facts – Only provide the adjuster with factual information about the accident. Do not make estimates or guesses if you don’t know the answer to a question. It’s better to have your attorney handle communications with the insurance company.
• Don’t settle quickly – Don’t settle too soon with the insurance company. Work with a knowledgeable lawyer who can evaluate settlement offers and provide dependable guidance on whether an offer is reasonable based on the specific facts of your case.